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Financial Literacy

About this guide to financial literacy

Financial literacy is the ability to understand and analyze your financial resources in order to make informed and responsible choices to ensure financial well-being over time. It includes the knowledge and skills necessary to earn income, budget, save, invest, and responsibly spend money to meet both short and long-term needs.

This guide will help you find tools and resources that can help you make good financial decisions. It includes print and electronic resources available through the University of Maryland Libraries, as well as financial literacy resources available online.

Image: "Finance maze" courtesy of Keith Ramsey, under a Creative Commons liscence.  

TIAA Financial IQ Challenge

Test your financial know-how and you could win bragging rights for your division! We've teamed up with TIAA to bring you the What's Your Financial IQ? challenge. You don't have to be a TIAA participant to play.

From October 3, 2016 to November 2, 2016, take this educational challenge to have fun and learn important information about financial planning. Each day 5 new questions are added to the challenge. Every time you play, you are automatically entered for a chance to win bragging rights for your division. The more you play, the better your chances of winning—so sign on every day! (All responses are confidential.) 

Log on to and either log in with your TIAA ID and password or select "Register" to create a log in. Select the division you are in (Academic Affairs, Administration and Finance, Student Affairs, or "Other"). These will be the teams. 

TIAA Financial Challenge